Terms of Service

1. Acceptance of Terms and Agreement to Binding Contract

Welcome to Predit Market of Oracles, a decentralized prediction platform operated by Predit Market (“Predit Market”, “we”, “our”, or “us”).

These Terms of Service ("Terms," "Agreement," or "Terms of Service") constitute a legally binding agreement between you (the "User," "you," or "your") and Predit Market Limited. By accessing, browsing, or using our website, platform, mobile applications, APIs, smart contracts, or any related services (collectively, the "Platform," "Services," or "Predit Market of Oracles"), you acknowledge that:

• You have read, understood, and agree to be bound by these Terms in their entirety
• You have read and agree to our Privacy Policy, which is incorporated herein by reference
• You meet all eligibility requirements specified in Section 3
• You will comply with all applicable laws and regulations
• You understand the risks associated with cryptocurrency, blockchain technology, and AI-generated predictions

IMPORTANT: IF YOU DO NOT AGREE TO THESE TERMS, YOU MUST IMMEDIATELY CEASE ALL USE OF THE PLATFORM AND SERVICES. YOUR CONTINUED USE OF THE PLATFORM CONSTITUTES YOUR ACCEPTANCE OF THESE TERMS AND ANY SUBSEQUENT MODIFICATIONS.

1.1 Modifications to Terms

We reserve the right to modify, amend, update, or replace these Terms at any time, at our sole discretion. Material changes will be notified through:

• Prominent notice on the Platform with the effective date
• Email notification to your registered email address
• In-app notifications and alerts
• Requiring explicit acceptance before continued use

Changes become effective immediately upon posting unless otherwise specified. Your continued use of the Services after changes are posted constitutes your acceptance of the modified Terms. If you do not agree to the modified Terms, you must stop using the Services.

Recommendation: We encourage you to review these Terms periodically. The "Last Updated" date at the top indicates the most recent revision.

1.2 Additional Terms and Policies

Additional terms may apply to specific features, services, or jurisdictions, including but not limited to:

• Subscription Terms and Conditions
• House/Guild Participation Rules
• Prediction Market Rules and Settlement Procedures
• AI Oracle Usage Guidelines
• Community Guidelines and Code of Conduct
• API Terms of Service
• Promotional Terms and Conditions

In the event of conflict between these Terms and additional terms, the additional terms shall prevail for that specific feature or service.

2. Description of Services

2.1 Platform Overview

Predit Market of Oracles is a decentralized prediction and entertainment platform operated by Predit Market Limited that combines artificial intelligence, blockchain technology, and gamification to provide:

• AI Oracle Consultations: Interactive predictions and insights from specialized AI agents across various domains (politics, entertainment, cryptocurrency, sports, technology, lifestyle)
• Prediction Marketplace: Decentralized markets where users can create, participate in, and trade predictions on future events
• Houses/Guilds System: Community organizations where users collaborate, compete, and share expertise
• Subscription Tiers: Tiered access levels with different features, oracle consultations, and benefits
• Gamification Elements: Leveling systems, achievements, quests, leaderboards, and rewards
• Social Features: User profiles, following systems, sharing, and community interactions

2.2 Entertainment Purpose and No Professional Advice

⚠️ CRITICAL DISCLAIMER - PLEASE READ CAREFULLY:
ALL SERVICES, PREDICTIONS, INSIGHTS, AND CONTENT PROVIDED THROUGH PREDIT MARKET OF ORACLES ARE FOR ENTERTAINMENT PURPOSES ONLY. THE PLATFORM DOES NOT PROVIDE AND SHOULD NEVER BE INTERPRETED AS PROVIDING:

• Financial, Investment, or Trading Advice: Predictions about cryptocurrencies, stocks, markets, or financial instruments are not investment recommendations
• Legal Advice: No content should be construed as legal guidance or counsel
• Tax Advice: Tax-related predictions or information are not professional tax advice
• Medical or Health Advice: Health-related predictions are not medical diagnoses or treatment recommendations
• Professional Consulting: No AI oracle or prediction constitutes professional consultation in any field
• Guaranteed Outcomes: No prediction guarantees, warranties, or assurances about future events

YOU SHOULD ALWAYS CONSULT WITH QUALIFIED PROFESSIONALS (financial advisors, attorneys, tax professionals, medical practitioners, etc.) BEFORE MAKING ANY IMPORTANT DECISIONS BASED ON INFORMATION FROM THIS PLATFORM.

2.3 Beta and Experimental Features

Certain Services may be designated as "beta," "alpha," "experimental," or "preview" features. These features:

• Are provided "as is" without warranties or guarantees
• May contain bugs, errors, or unexpected behaviors
• May be modified, discontinued, or removed at any time
• Should not be relied upon for critical decisions or operations
• May have limited or no customer support

2.4 Platform Availability

While we strive to provide continuous service availability, we do not guarantee uninterrupted or error-free access. The Platform may be temporarily unavailable due to:

• Scheduled maintenance and updates
• Technical issues or system failures
• Network congestion or blockchain delays
• Security incidents or attacks
• Third-party service disruptions
• Force majeure events (see Section 22)

3. Eligibility and Account Requirements

3.1 Age and Legal Capacity

To use the Services, you must:

• Be at least 18 years of age or the age of majority in your jurisdiction (whichever is greater)
• Have the legal capacity to enter into binding contracts under applicable law
• Not be legally prohibited from using the Services in your jurisdiction
• Not be located in, or a resident of, any prohibited or restricted jurisdiction

Parental Consent: If you are between 13 and 18 years old (or the age of majority), you may only use the Services with the consent and supervision of a parent or legal guardian who agrees to be bound by these Terms. However, participation in prediction markets and cryptocurrency transactions requires you to be 18+ regardless of parental consent.

3.2 Prohibited Jurisdictions

The Services are not available to individuals or entities located in, incorporated in, or residents of:

• Countries subject to comprehensive U.S. sanctions (e.g., Cuba, Iran, North Korea, Syria, Crimea region)
• Countries designated as high-risk or non-cooperative by FATF
• Jurisdictions where the Services would violate local laws or regulations
• Any jurisdiction where we have determined to restrict access for legal, regulatory, or business reasons

You represent and warrant that you are not located in, incorporated in, or a resident of any prohibited jurisdiction, and you will not access the Services using VPNs, proxies, or other methods to circumvent geographic restrictions.

3.3 Sanctions Compliance

You represent and warrant that you are not:

• Listed on any government sanctions list (OFAC SDN, EU Sanctions List, UN Sanctions List, etc.)
• Owned or controlled by any person or entity on sanctions lists
• Acting on behalf of any sanctioned person or entity
• Subject to any trade restrictions or economic sanctions

3.4 Account Creation and Security

3.4.1 Account Registration

To access certain features, you must create an account by:

• Connecting a compatible cryptocurrency wallet (MetaMask, Phantom, Backpack, etc.)
• Authenticating through supported social login providers (Google, Apple)
• Completing any required identity verification (KYC/AML) processes
• Providing accurate, current, and complete registration information
• Agreeing to these Terms and our Privacy Policy

3.4.2 Account Information Accuracy

You agree to:

• Provide true, accurate, current, and complete information
• Maintain and promptly update your account information
• Not impersonate any person or entity
• Not create false or misleading identities
• Not use another user's account without permission

3.4.3 Account Security Responsibilities

YOU ARE SOLELY RESPONSIBLE FOR:

• Maintaining the confidentiality of your account credentials, passwords, and private keys
• Securing your cryptocurrency wallet and seed phrases
• All activities that occur under your account
• Immediately notifying us of any unauthorized access or security breaches
• Using strong, unique passwords and enabling multi-factor authentication
• Not sharing your credentials with any third party
• Logging out of your account when using shared or public devices

⚠️ CRITICAL SECURITY WARNING:
WE NEVER STORE, HAVE ACCESS TO, OR CAN RECOVER YOUR PRIVATE KEYS OR SEED PHRASES. LOSS OF YOUR PRIVATE KEYS WILL RESULT IN PERMANENT, IRREVERSIBLE LOSS OF ACCESS TO YOUR CRYPTOCURRENCY ASSETS. WE CANNOT AND WILL NOT BE ABLE TO RECOVER LOST PRIVATE KEYS, RESET WALLETS, OR REVERSE BLOCKCHAIN TRANSACTIONS.

3.4.4 Account Suspension and Termination

We reserve the right to suspend, restrict, or terminate your account at any time, with or without notice, for any reason, including but not limited to:

• Violation of these Terms or any applicable law
• Fraudulent, abusive, or manipulative activity
• Failure to complete required identity verification
• Extended periods of inactivity (typically 24+ months)
• Suspicious activity or security concerns
• Multiple user complaints or reports
• Attempts to circumvent platform restrictions or limitations
• Use of bots, scripts, or automation without authorization
• Business, legal, or regulatory reasons

Upon termination, your right to access and use the Services will immediately cease. Termination does not relieve you of obligations incurred prior to termination.

3.5 Identity Verification (KYC/AML)

We may require identity verification (Know Your Customer/KYC) and Anti-Money Laundering (AML) screening:

• To comply with applicable laws and regulations
• For transactions exceeding certain thresholds
• For access to specific features or subscription tiers
• At our discretion for security or fraud prevention purposes

Failure to complete required verification may result in account restrictions, suspension of services, or transaction limitations. We reserve the right to reject or revoke verification at our discretion.

4. AI-Generated Predictions and Content

4.1 Nature of AI-Powered Services

Our Platform utilizes artificial intelligence, machine learning algorithms, and large language models to generate predictions, insights, responses, and content. You acknowledge and understand that:

• AI systems are probabilistic and may produce incorrect, biased, or misleading outputs
• AI predictions are based on historical data, patterns, and statistical models, not certainty
• AI models may reflect biases present in training data or societal norms
• AI-generated content may be inaccurate, incomplete, or outdated
• AI systems cannot account for unforeseen events, black swan occurrences, or rapid changes
• Different AI oracles may provide conflicting or contradictory predictions
• AI predictions should never be the sole basis for important decisions

4.2 No Guarantees or Warranties for AI Content

⚠️ DISCLAIMER OF AI ACCURACY:
WE MAKE NO REPRESENTATIONS, WARRANTIES, OR GUARANTEES REGARDING:

• The accuracy, completeness, reliability, or timeliness of AI predictions
• The suitability of AI-generated content for any particular purpose
• The performance or outcomes of events predicted by AI oracles
• The absence of errors, bugs, or malfunctions in AI systems
• The consistency or reproducibility of AI outputs

PAST AI PERFORMANCE DOES NOT INDICATE OR GUARANTEE FUTURE RESULTS. Historical accuracy rates, if displayed, are for informational purposes only and do not predict future accuracy.

4.3 Liability Disclaimer for AI Predictions

YOU EXPRESSLY ACKNOWLEDGE AND AGREE THAT:

• Predit Market Limited is NOT LIABLE for any actions you take based on AI-generated predictions or content
• You assume ALL RISKS associated with relying on AI predictions
• We are NOT RESPONSIBLE for financial losses, missed opportunities, or adverse outcomes resulting from AI predictions
• AI-generated content is provided "AS IS" without warranties of any kind
• You will NOT hold us liable for incorrect, false, or misleading AI outputs
• You understand that AI predictions are ENTERTAINMENT ONLY and not professional advice

4.4 User Responsibility for Decision-Making

YOU ARE SOLELY RESPONSIBLE FOR:

• Evaluating the credibility and relevance of AI-generated predictions
• Conducting your own research and due diligence
• Seeking professional advice before making important decisions
• Understanding the limitations and biases of AI systems
• Making informed, independent decisions
• Accepting all risks and consequences of your actions

4.5 AI Training and Data Usage

By using the Services, you acknowledge that your interactions with AI oracles may be used to:

• Improve AI model performance and accuracy
• Train and fine-tune prediction algorithms
• Develop new features and capabilities
• Generate aggregated insights and analytics

You can opt out of AI training data collection in your privacy settings. See our Privacy Policy for details on AI data processing.

4.6 AI Content Moderation

While we implement content moderation, AI systems may occasionally generate:

• Inappropriate, offensive, or harmful content
• Copyrighted or plagiarized material
• Personally identifiable information of third parties
• Misinformation or false information

We are not responsible for such content, but we encourage users to report problematic AI outputs. We reserve the right to remove, modify, or restrict access to any AI-generated content.

5. $DEOR Token and Virtual Assets

5.1 $DEOR Token Overview

$DEOR is the native utility token of the Predit Market of Oracles platform. It serves various functions including:

• Payment for premium services and subscriptions
• Participation in prediction markets and betting
• Rewards and incentives for platform activities
• Governance and voting rights (if implemented)
• Access to exclusive features and content
• Staking and yield opportunities
• Guild/House contributions and operations

5.2 Not a Security or Investment

⚠️ IMPORTANT NOTICE:
$DEOR TOKENS AND OTHER PLATFORM ASSETS ARE UTILITY TOKENS FOR PLATFORM FUNCTIONALITY AND ENTERTAINMENT PURPOSES ONLY. THEY ARE NOT AND SHOULD NOT BE CONSIDERED AS:

• Securities, investment contracts, or financial instruments under any jurisdiction
• Shares, equity, or ownership interests in Predit Market Limited
• Debt instruments or promises to pay
• Stores of value or mediums of exchange outside the Platform
• Investment opportunities or profit-generating assets
• Guarantees of future value appreciation

$DEOR tokens do not represent or confer:

• Any claim to Predit Market Limited's assets, revenues, or profits
• Any voting rights in corporate governance (except platform governance where specified)
• Any entitlement to dividends, distributions, or financial returns
• Any intellectual property rights

5.3 Token Acquisition and Use

$DEOR tokens may be acquired through:

• Purchase directly through the Platform (subject to availability)
• Rewards for platform activities (predictions, quests, achievements)
• Staking and yield farming programs
• Third-party exchanges (at your own risk)
• Promotional distributions and airdrops

5.4 Token Value and Volatility

YOU ACKNOWLEDGE AND AGREE THAT:

• $DEOR tokens may have NO real-world monetary value
• Token value can be extremely volatile and may fluctuate dramatically
• Tokens may become worthless or lose all value at any time
• There is NO guarantee of liquidity or ability to sell tokens
• We make NO representations about token price, value, or future performance
• Token economics may be adjusted, modified, or changed at our discretion
• Tokens may be subject to inflation, deflation, or supply changes

5.5 No Refunds or Exchanges

ALL PURCHASES, ACQUISITIONS, AND USES OF $DEOR TOKENS AND VIRTUAL ASSETS ARE FINAL AND NON-REFUNDABLE, except as required by applicable law.

• We do not provide refunds for purchased tokens, subscriptions, or services
• We do not exchange tokens for fiat currency or other cryptocurrencies
• Unused tokens or subscription time cannot be refunded or transferred
• Account termination does not entitle you to refunds

Exceptions may be made at our sole discretion or as required by consumer protection laws in your jurisdiction.

5.6 Tax Responsibilities

YOU ARE SOLELY RESPONSIBLE FOR:

• Determining what, if any, taxes apply to your token transactions
• Reporting and remitting taxes to appropriate authorities
• Maintaining records of all token transactions for tax purposes
• Complying with tax laws in your jurisdiction

We do not provide tax advice. Consult with a qualified tax professional regarding your specific situation.

6. Blockchain and Cryptocurrency Risks

6.1 Acknowledgment of Blockchain Risks

⚠️ CRITICAL RISK WARNING:
BY USING BLOCKCHAIN TECHNOLOGY AND CRYPTOCURRENCY FEATURES, YOU ACKNOWLEDGE AND ACCEPT THE FOLLOWING RISKS:

6.1.1 Irreversibility of Transactions

• Blockchain transactions are PERMANENT and IRREVERSIBLE
• Once confirmed, transactions cannot be cancelled, refunded, or reversed
• Sending tokens to wrong addresses results in permanent loss
• We cannot recover, reverse, or refund blockchain transactions

6.1.2 Cryptocurrency Volatility

• Cryptocurrency values are EXTREMELY VOLATILE and UNPREDICTABLE
• Token prices can fluctuate dramatically within minutes or hours
• You may lose some or ALL of your investment in cryptocurrencies
• Past performance does NOT indicate future results
• Market manipulation and whale activities can affect prices

6.1.3 Smart Contract Risks

• Smart contracts may contain bugs, vulnerabilities, or exploits
• Security audits do not guarantee contract safety or correctness
• Smart contract code is immutable and cannot be easily fixed after deployment
• Hackers may exploit vulnerabilities to steal funds or disrupt operations
• Flash loan attacks and other DeFi exploits may affect your assets

6.1.4 Network Risks

• Blockchain networks may experience congestion, delays, or downtime
• Gas fees and transaction costs are variable and can be extremely high
• Network upgrades or hard forks may affect functionality
• 51% attacks or consensus failures may compromise network security
• Cross-chain bridges may fail or be exploited

6.1.5 Regulatory Uncertainty

• Cryptocurrency regulations are EVOLVING and UNCERTAIN
• New laws may prohibit, restrict, or tax cryptocurrency activities
• Regulatory actions may cause token delisting or loss of value
• Compliance requirements may change without notice
• Different jurisdictions have different legal frameworks

6.1.6 Wallet and Custody Risks

• Loss of private keys results in PERMANENT, IRREVERSIBLE loss of assets
• Wallet software may contain bugs or vulnerabilities
• Phishing attacks may trick you into revealing credentials
• Malware and keyloggers may steal your private keys
• Hardware wallets may fail or be lost/damaged
• We are NOT a custodial service and do not hold your assets

6.2 Gas Fees and Transaction Costs

You are responsible for all gas fees and network transaction costs:

• Gas fees are paid to blockchain validators, not to Predit Market Limited
• Fees are non-refundable even if transactions fail
• We do not control or receive gas fees
• High network activity may result in excessive fees
• You should always verify fee amounts before confirming transactions

6.3 Third-Party Wallets and Services

When using third-party wallets (MetaMask, Phantom, Backpack) or services:

• We are not responsible for their functionality, security, or reliability
• Third-party terms of service and privacy policies apply
• We cannot assist with issues related to third-party services
• Connection to third-party services is at your own risk

6.4 No Insurance or Guarantees

CRITICAL NOTICE:

• Cryptocurrency assets are NOT insured by FDIC, SIPC, or any government agency
• We do not provide insurance, guarantees, or protection against losses
• There is no deposit insurance or investor protection scheme
• You bear ALL risks of loss

7. Prediction Markets and Betting

7.1 Prediction Market Mechanics

Our prediction markets allow users to:

• Create markets for future event outcomes
• Purchase positions representing predictions
• Trade prediction shares with other users
• Earn rewards for accurate predictions

7.2 Market Creation and Participation

When creating or participating in prediction markets:

• You must comply with all applicable laws regarding gambling, betting, and predictions
• Markets must be based on objectively verifiable outcomes
• Manipulative or fraudulent behavior is strictly prohibited
• We reserve the right to cancel, modify, or invalidate markets
• Market outcomes are determined by designated oracle feeds or resolution mechanisms

7.3 Settlement and Dispute Resolution

Market settlements are subject to:

• Verification of outcomes through designated data sources
• Resolution procedures outlined in market rules
• Dispute periods for challenging outcomes
• Final decisions by Predit Market Limited or designated arbitrators

Market settlements are final and binding after the dispute period expires.

7.4 Gambling Restrictions

⚠️ GAMBLING WARNING:
Prediction markets may be considered gambling in certain jurisdictions. You are responsible for:

• Determining whether prediction market participation is legal in your jurisdiction
• Complying with all gambling, gaming, and betting laws
• Obtaining any required licenses or permits
• Not participating if you are in a restricted jurisdiction
• Gambling responsibly and not risking more than you can afford to lose

7.5 Problem Gambling Resources

If you or someone you know has a gambling problem, please seek help:

• National Council on Problem Gambling: 1-800-522-4700
• Gamblers Anonymous: www.gamblersanonymous.org
• International resources available at BeGambleAware.org

You can self-exclude or set limits on your account by contacting [email protected].

8. Subscriptions and Payments

8.1 Subscription Tiers

We offer various subscription tiers with different features, benefits, and pricing:

• Free Tier: Basic access with limited features
• Premium Tiers: Enhanced features, more oracle consultations, exclusive content
• VIP/Elite Tiers: Full access, priority support, special perks

8.2 Subscription Terms

• Subscriptions auto-renew unless cancelled before the renewal date
• Prices are subject to change with notice
• You can cancel subscriptions at any time through account settings
• Cancellation takes effect at the end of the current billing period
• No refunds for partial subscription periods (except as required by law)
• Downgrading may result in loss of access to tier-specific features

8.3 Payment Methods

We accept payments via:

• Cryptocurrency ($DEOR and other supported tokens)
• Credit/debit cards (through third-party processors)
• Other payment methods as made available

8.4 Billing and Charges

• You authorize us to charge your selected payment method
• You are responsible for all charges incurred under your account
• Failed payments may result in service suspension or cancellation
• You must provide current, valid payment information
• Disputed charges should be reported within 30 days

8.5 Free Trials and Promotions

• Free trials are for new users only unless otherwise specified
• Payment information may be required for free trials
• Trials convert to paid subscriptions unless cancelled
• Promotional terms are subject to specific conditions
• We reserve the right to modify or cancel promotions

9. Intellectual Property Rights

9.1 Our Intellectual Property

All content, features, functionality, designs, graphics, logos, trademarks, service marks, software code, algorithms, AI models, and other materials on the Platform (collectively, "Platform Content") are the exclusive property of Predit Market Limited or our licensors and are protected by:

• Copyright laws and international copyright treaties
• Trademark laws and regulations
• Patent rights (where applicable)
• Trade secret protections
• Other intellectual property rights and laws

9.2 Limited License to Users

Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, non-sublicensable, revocable license to:

• Access and use the Platform for personal, non-commercial purposes
• View and interact with Platform Content
• Download materials explicitly designated as downloadable

This license does NOT permit you to:

• Reproduce, distribute, modify, or create derivative works
• Reverse engineer, decompile, or disassemble the Platform
• Remove or modify any copyright, trademark, or proprietary notices
• Use Platform Content for commercial purposes without authorization
• Frame or mirror any part of the Platform
• Use automated systems to access or scrape the Platform

9.3 Trademarks

"Predit Market of Oracles," "Predit Market," "$DEOR," oracle character names, and associated logos are trademarks or registered trademarks of Predit Market Limited. Unauthorized use is strictly prohibited.

9.4 User-Generated Content

9.4.1 License Grant from Users

By submitting, posting, or displaying content on the Platform (including but not limited to predictions, comments, messages, profiles, images, videos), you grant Predit Market Limited a worldwide, non-exclusive, royalty-free, perpetual, irrevocable, transferable, sublicensable license to:

• Use, reproduce, modify, adapt, and create derivative works
• Publish, publicly display, and publicly perform
• Distribute and make available to users
• Store, archive, and maintain backups
• Use for marketing, promotional, and operational purposes

9.4.2 User Content Representations

You represent and warrant that your content:

• Does not violate any third-party intellectual property rights
• Does not contain illegal, harmful, or offensive material
• Does not violate any applicable laws or regulations
• Is accurate and not misleading (where factual claims are made)
• You own or have all necessary rights to grant the above license

9.4.3 Content Monitoring and Removal

We reserve the right (but have no obligation) to:

• Monitor, review, and moderate user-generated content
• Remove or refuse to publish any content at our discretion
• Disable access to content that violates these Terms
• Cooperate with law enforcement regarding illegal content

9.5 AI-Generated Content Ownership

AI-generated predictions and content created by our oracles:

• Are owned by Predit Market Limited
• May be used by us for any purpose
• Are provided to you under the limited license above
• Should not be commercially exploited without authorization

9.6 Copyright Infringement Claims (DMCA)

If you believe that content on our Platform infringes your copyright, please submit a DMCA notice to:

• Email: [email protected]
• Mail: Predit Market Limited, DMCA Agent, [Address]

Your notice must include:

• Identification of the copyrighted work
• Identification of the infringing material and its location
• Your contact information
• Statement of good faith belief
• Statement of accuracy and authorization
• Physical or electronic signature

10. Prohibited Conduct and Activities

You agree NOT to engage in any of the following prohibited activities:

10.1 Illegal Activities

• Violating any applicable laws, regulations, or ordinances
• Money laundering or terrorist financing
• Fraud, theft, or misappropriation
• Market manipulation or insider trading
• Gambling in prohibited jurisdictions
• Tax evasion or avoidance schemes

10.2 Platform Abuse

• Creating multiple accounts to circumvent restrictions
• Selling, renting, or transferring your account
• Using bots, scripts, or automation without authorization
• Attempting to gain unauthorized access to systems
• Interfering with or disrupting Platform operations
• Exploiting bugs, glitches, or vulnerabilities
• Reverse engineering or decompiling software
• DDoS attacks or other malicious activities

10.3 Market Manipulation

• Manipulating prediction market prices or outcomes
• Wash trading or self-dealing
• Spoofing or layering orders
• Front-running other users' transactions
• Coordinating with others to manipulate markets
• Creating artificial demand or supply

10.4 Harmful Content

• Posting illegal, harmful, or offensive content
• Harassment, bullying, or threatening other users
• Hate speech, discrimination, or incitement to violence
• Child sexual abuse material (CSAM)
• Non-consensual intimate images
• Misinformation or disinformation campaigns
• Spam, phishing, or scam content

10.5 Intellectual Property Violations

• Infringing copyrights, trademarks, or other IP rights
• Plagiarizing content from others
• Using unauthorized logos, brands, or trademarks
• Circumventing DRM or copy protection

10.6 Impersonation and Misrepresentation

• Impersonating other users, entities, or Predit Market Limited staff
• Providing false or misleading information
• Creating fake or fraudulent accounts
• Misrepresenting your affiliation or credentials

10.7 Data Collection and Privacy Violations

• Scraping, harvesting, or collecting user data
• Accessing or using other users' personal information
• Sharing private information without consent
• Violating others' privacy rights

10.8 Consequences of Prohibited Conduct

Violation of these prohibitions may result in:

• Immediate account suspension or termination
• Forfeiture of tokens, rewards, and balances
• Removal of content and privileges
• Legal action and law enforcement reporting
• Liability for damages and costs
• Permanent ban from the Platform

11. Disclaimers and Warranties

⚠️ PLEASE READ THIS SECTION CAREFULLY - IT LIMITS OUR LIABILITY

11.1 "AS IS" and "AS AVAILABLE" Disclaimer

THE PLATFORM AND SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE MAXIMUM EXTENT PERMITTED BY LAW, PREDIT MARKET LIMITED DISCLAIMS ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO:

• MERCHANTABILITY: No warranty that the Platform is suitable for your purposes
• FITNESS FOR A PARTICULAR PURPOSE: No guarantee the Platform meets your specific needs
• NON-INFRINGEMENT: No warranty that the Platform doesn't violate third-party rights
• ACCURACY: No guarantee of accuracy, completeness, or reliability of content
• AVAILABILITY: No guarantee of uninterrupted or error-free service
• SECURITY: No guarantee that the Platform is secure or free from vulnerabilities
• RESULTS: No warranty regarding outcomes, profits, or success

11.2 No Guarantee of Accuracy

We do not warrant or guarantee:

• The accuracy, reliability, or completeness of AI predictions
• The correctness of data feeds, oracle inputs, or market outcomes
• The absence of errors, bugs, or malfunctions
• The security or integrity of smart contracts
• The availability or functionality of third-party services

11.3 No Guarantee of Profits or Returns

WE MAKE NO REPRESENTATIONS OR WARRANTIES REGARDING:

• Potential profits, earnings, or financial returns
• Token value appreciation or maintenance
• Success in prediction markets or betting
• Rewards, incentives, or yield rates (subject to change)

11.4 Third-Party Disclaimers

We are not responsible for:

• Third-party services, wallets, or applications
• Blockchain network performance or failures
• External websites or linked content
• Actions or omissions of other users
• Data provider errors or delays

11.5 Beta and Experimental Features

Beta, alpha, and experimental features are provided without any warranties whatsoever and may be discontinued at any time without notice.

11.6 Jurisdictional Variations

Some jurisdictions do not allow certain warranty disclaimers. In such jurisdictions, the above disclaimers may not apply to you, and you may have additional rights.

12. Limitation of Liability

⚠️ CRITICAL - PLEASE READ CAREFULLY

12.1 Exclusion of Damages

TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT SHALL PREDIT MARKET LIMITED, ITS AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, PARTNERS, OR LICENSORS BE LIABLE FOR:

• INDIRECT DAMAGES: Any indirect, incidental, special, consequential, or punitive damages
• LOSS OF PROFITS: Loss of profits, revenue, income, or business opportunities
• LOSS OF DATA: Loss, corruption, or unauthorized access to data or information
• LOSS OF GOODWILL: Damage to reputation or goodwill
• CRYPTOCURRENCY LOSSES: Loss of cryptocurrencies, tokens, or digital assets
• TRADING LOSSES: Losses from prediction markets, trading, or betting activities
• THIRD-PARTY ACTIONS: Actions or omissions of third parties
• UNAUTHORIZED ACCESS: Hacking, breaches, or security incidents
• SERVICE INTERRUPTIONS: Downtime, delays, or unavailability
• AI ERRORS: Inaccurate predictions or AI-generated content

12.2 Cap on Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, OUR TOTAL LIABILITY TO YOU FOR ALL CLAIMS ARISING FROM OR RELATED TO THE SERVICES SHALL NOT EXCEED THE GREATER OF:

• (A) The total amount you paid to Predit Market Limited in the twelve (12) months preceding the claim; OR
• (B) One hundred US dollars (USD $100)

12.3 Basis of the Bargain

You acknowledge and agree that:

• These limitations of liability are fundamental elements of our agreement
• We would not provide the Services without these limitations
• These limitations apply regardless of the legal theory (contract, tort, negligence, strict liability, or otherwise)
• These limitations apply even if we have been advised of the possibility of such damages
• These limitations apply even if any remedy fails of its essential purpose

12.4 User Responsibility

YOU EXPRESSLY AGREE THAT:

• You use the Services entirely at your own risk
• You are solely responsible for any damage to your device or loss of data
• You are solely responsible for your trading, betting, and investment decisions
• You accept all risks associated with blockchain technology and cryptocurrencies
• You will not hold us liable for your losses or damages

12.5 Jurisdictional Limitations

Some jurisdictions do not allow the exclusion or limitation of certain damages. In such jurisdictions, our liability is limited to the maximum extent permitted by law.

13. Indemnification

YOU AGREE TO INDEMNIFY, DEFEND, AND HOLD HARMLESS PREDIT MARKET LIMITED, ITS PARENT COMPANIES, SUBSIDIARIES, AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, PARTNERS, CONTRACTORS, LICENSORS, AND SERVICE PROVIDERS (COLLECTIVELY, "INDEMNIFIED PARTIES") FROM AND AGAINST ANY AND ALL CLAIMS, LIABILITIES, DAMAGES, LOSSES, COSTS, EXPENSES, OR FEES (INCLUDING REASONABLE ATTORNEYS' FEES) ARISING FROM OR RELATED TO:

• Your use or misuse of the Services
• Your violation of these Terms or any applicable law
• Your violation of any rights of another person or entity
• Your user-generated content
• Your trading, betting, or prediction market activities
• Your reliance on AI-generated predictions or content
• Your cryptocurrency transactions and holdings
• Your interactions with other users
• Any decisions made based on information from the Platform
• Your negligence, willful misconduct, or fraud

13.1 Defense and Settlement

We reserve the right to assume exclusive defense and control of any matter subject to indemnification, in which case you will cooperate fully with us in asserting any available defenses. You may not settle any claim without our prior written consent.

13.2 Indemnification Procedure

If we seek indemnification from you:

• We will promptly notify you of the claim
• You must cooperate in the defense of the claim
• We may participate in the defense at our expense
• Settlement requires our consent (not to be unreasonably withheld)

14. Dispute Resolution and Arbitration

14.1 Informal Resolution First

BEFORE FILING ANY CLAIM OR LAWSUIT, YOU AGREE TO FIRST CONTACT US TO ATTEMPT INFORMAL RESOLUTION. Send a detailed description of your dispute to:

• Email: [email protected]
• Mail: Predit Market Limited, Legal Department, [Address]

We will attempt to resolve the dispute within 60 days. If we cannot reach a resolution, you may then proceed with formal dispute resolution.

14.2 Binding Arbitration

PLEASE READ THIS CAREFULLY - IT AFFECTS YOUR LEGAL RIGHTS

Except where prohibited by law, YOU AGREE THAT ANY DISPUTE, CLAIM, OR CONTROVERSY ARISING FROM OR RELATED TO THESE TERMS OR THE SERVICES SHALL BE RESOLVED THROUGH BINDING ARBITRATION RATHER THAN IN COURT.

14.2.1 Arbitration Rules

• Arbitration shall be administered by [Arbitration Organization] under its rules
• Arbitration shall be conducted in [Location/Jurisdiction]
• Arbitration shall be conducted in the English language
• The arbitrator's decision is final and binding
• Judgment on the award may be entered in any court of competent jurisdiction

14.2.2 Arbitration Costs

• Each party pays its own legal fees unless the arbitrator decides otherwise
• Arbitration filing fees and costs are split equally or as determined by the arbitrator
• The prevailing party may be entitled to recover costs and fees

14.2.3 Exceptions to Arbitration

The following disputes are NOT subject to arbitration:

• Claims for injunctive or equitable relief to prevent IP infringement
• Small claims court disputes (within jurisdictional limits)
• Claims that cannot be arbitrated under applicable law

14.3 Class Action Waiver

YOU AGREE THAT DISPUTES WILL BE RESOLVED ON AN INDIVIDUAL BASIS ONLY. YOU WAIVE YOUR RIGHT TO:

• Participate in class action lawsuits
• Participate in class-wide arbitration
• Act as a class representative or member
• Bring claims on behalf of others
• Consolidate claims with other parties

IF THIS CLASS ACTION WAIVER IS FOUND UNENFORCEABLE, THE ENTIRE ARBITRATION PROVISION SHALL BE VOID, AND DISPUTES SHALL BE RESOLVED IN COURT.

14.4 Opt-Out Right

You have the right to opt out of this arbitration agreement within 30 days of first accepting these Terms by sending written notice to [email protected] with:

• Your name, username, and email address
• Clear statement of your intent to opt out of arbitration
• Your signature (physical or electronic)

If you opt out, all other provisions of these Terms remain in effect, but you retain your right to pursue disputes in court.

14.5 Jury Trial Waiver

TO THE EXTENT DISPUTES ARE NOT ARBITRATED, YOU WAIVE YOUR RIGHT TO A JURY TRIAL. DISPUTES WILL BE DECIDED BY A JUDGE.

15. Governing Law and Jurisdiction

15.1 Governing Law

These Terms and any disputes arising from or related to the Services shall be governed by and construed in accordance with the laws of [Jurisdiction], without regard to its conflict of law principles.

15.2 Exclusive Jurisdiction

To the extent disputes are not subject to arbitration, you agree that any legal action or proceeding shall be brought exclusively in the courts of [Jurisdiction]. You irrevocably consent to the personal jurisdiction and venue of such courts.

15.3 International Use

The Platform is controlled and operated from [Location]. We make no representation that the Platform is appropriate or available for use in all locations. Access from jurisdictions where the content or use of the Platform is illegal is prohibited.

16. Termination

16.1 Termination by You

You may terminate your account at any time by:

• Using the account deletion feature in settings
• Contacting [email protected]
• Ceasing all use of the Platform

16.2 Termination by Us

We may suspend, restrict, or terminate your access to the Services at any time, with or without notice, for any reason or no reason, including but not limited to:

• Violation of these Terms or any applicable law
• Fraudulent, abusive, or illegal activity
• Failure to pay fees or charges
• Failure to complete identity verification
• Security concerns or suspicious activity
• Extended inactivity (24+ months)
• Business, legal, or regulatory reasons
• At our sole discretion

16.3 Effects of Termination

Upon termination:

• Your right to access and use the Services immediately ceases
• Your account data may be deleted (subject to legal retention requirements)
• Outstanding obligations and liabilities remain in effect
• Sections that by their nature should survive termination will survive (including IP rights, disclaimers, limitations of liability, indemnification, dispute resolution)
• No refunds will be provided (except as required by law)

16.4 Data Retrieval

Upon termination, you may have a limited period (typically 30 days) to retrieve your data. After this period, data may be permanently deleted. Blockchain transactions are permanent and cannot be deleted.

17. Privacy and Data Protection

Your use of the Services is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review our Privacy Policy to understand our data collection, use, and sharing practices.

By using the Services, you consent to the collection, use, and sharing of your information as described in our Privacy Policy.

18. Export Controls and Sanctions

You agree to comply with all applicable export control laws, trade sanctions, and regulations, including but not limited to:

• U.S. Export Administration Regulations (EAR)
• Office of Foreign Assets Control (OFAC) sanctions
• EU sanctions and export controls
• UN Security Council sanctions

You represent that you are not located in, incorporated in, or a resident of any sanctioned country, and you will not access the Services from such locations.

19. Assignment and Transfer

You may NOT assign or transfer your rights or obligations under these Terms without our prior written consent. Any attempted assignment in violation of this provision is void.

We may assign or transfer our rights and obligations under these Terms to any affiliate, successor, or third party without restriction or notice. This includes assignments in connection with mergers, acquisitions, reorganizations, or sales of assets.

20. Severability and Waiver

20.1 Severability

If any provision of these Terms is found to be unenforceable, invalid, or illegal by a court of competent jurisdiction, that provision shall be:

• Limited or eliminated to the minimum extent necessary
• Replaced with a valid provision that most closely approximates the intent

The remaining provisions shall remain in full force and effect.

20.2 Waiver

No waiver of any provision of these Terms shall be deemed a further or continuing waiver. Our failure to enforce any right or provision shall not constitute a waiver of that right or provision.

21. Entire Agreement

These Terms, together with our Privacy Policy and any additional terms referenced herein, constitute the entire agreement between you and Predit Market Limited regarding the Services and supersede all prior agreements, understandings, negotiations, and discussions, whether oral or written.

22. Force Majeure

We shall not be liable for any delay or failure to perform resulting from causes outside our reasonable control, including but not limited to:

• Acts of God (earthquakes, floods, storms, pandemics)
• War, terrorism, or civil unrest
• Government actions, regulations, or restrictions
• Internet or telecommunications failures
• Blockchain network congestion or failures
• Cyberattacks, hacking, or security breaches
• Third-party service failures
• Labor disputes or strikes
• Natural disasters or catastrophic events

23. Notices and Communications

23.1 Electronic Communications

By using the Services, you consent to receive electronic communications from us, including:

• Email notifications and alerts
• In-app messages and notifications
• Platform announcements
• Marketing communications (with consent)

These electronic communications satisfy any legal requirement for written notice.

23.2 How to Contact Us

For questions, complaints, or notices regarding these Terms:

• General Inquiries: [email protected]
• Legal Matters: [email protected]
• Privacy: [email protected]
• Copyright/DMCA: [email protected]
• Mail: Predit Market Limited, [Address], [City], [Country], [Postal Code]

23.3 How to Contact You

We may send notices to you:

• To your registered email address
• Through in-app notifications
• By posting on the Platform
• By mail to your registered address

Notices are deemed received when sent via email, when posted on the Platform, or when delivered by mail (3 business days for domestic, 7 for international).

24. Accessibility

We strive to make our Platform accessible to users with disabilities. If you experience accessibility issues, please contact [email protected].

25. Language

These Terms are written in English. Any translation is provided for convenience only. In the event of conflict between the English version and any translation, the English version shall prevail.